The Razor team are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company. The Razor team works for you. Razor Insurance Group represents a carefully selected group of financially strong, reputable insurance companies for your Home, Auto, and Commercial Business needs. Therefore, we are able to offer you the best coverage at the most competitive price. We work on your side when you have a loss. Razor monitors the process carefully to see that you get fair, prompt payment and service.